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Home > Housing Programs > Homeownership Programs > HOC/HOP

Housing Opportunities Commission Homeownership Program (HOC/HOP)

A Home Ownership Program For HOC Residents

HOC/HOP is a program designed to assist HOC residents in becoming financially prepared to purchase a home in Montgomery County. (A HOC resident is someone who participates in a HOC program and/or lives in a property owned or managed by HOC)

What Does the HOC/HOP Program Offer:

The HOC/HOP Program offers

• Below market interest rates

• New MPDU units to be purchased by qualified HOC residents through random lottery drawings

• Homeownership Seminars conducted by HOC, bi-annually (Spring and Fall)

• A homebuying education Certificate of Completion (HOC is a HUD approve Homebuying counselor, another source is Housing Community Initiative www.HCII.org)

• A Homeownership Specialist to work with you to help you achieve your dream of owning a home

• Closing Cost Assistance

• 3% and 5% Down payment

• FHA Loans

Housing Opportunities Commission Homeownership Program

Who should apply for this program

Application to HOC/HOP Program: (This is NOT the Housing Choice Voucher Waiting List application)

• English
• Spanish

Questions & Answers

Free Credit Report

Other Homeownership Programs

• Homeownership Assistance Loan Fund (HALF)

Today's Interest Rates

Maximum Sales Price

©2007 Housing Opportunities Commission, All Rights Reserved. Information current as of 10/16/2008.
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