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Kensington, MD 20895
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Homeownership Assistance Loan Fund (HALF)

What Does the HALF Program Offer?

If you are a resident who lives in a property owned or managed by the Housing Opportunities Commission – (HOC) or are currently in a HOC program, this program is for you.

  • HOC’s Homeownership Assistance Loan Fund (HALF) helps with Closing Costs when buying a home

  • Provides Closing Cost Loans up to $3,000,

  • Offers Interest rates of 4.5%, 5.5% and 6.5% (depending on household size and income)

  • Offers up to five (5) years for loan repayment

To apply for this program, call HOC ’s Homeownership Specialist at 240-773-9198.

To learn of other HOC Homeownership programs call:
(240) 773-9200


Housing Opportunities Commission Homeownership Program

Who should apply for this program


Application to HOC/HOP Program:

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