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Home > Housing Programs > Mortgage Purchase Program

The Mortgage Purchase Program

Homeownership Mortgage Programs

• First Trust Mortgage Purchase Program and Purchase Assistance Program

• Revolving Closing Cost Assistance Loan Program

• Participating Lenders

For Lenders

• Program Guidelines/Manuals

• Required Bond Documents & Forms

• Are you Interested in becoming an HOC Participating Lender?
  Lender Solicitation Request for Participation ongoing.

For Consumers

• FAQs

• Free Credit Reports

• Basic Mortgage Vocabulary

• Free Homebuyers Education Classes

• Moderately Priced Housing (MPDU)

• If You Already Have an HOC Mortgage
  (Coming Soon)

• Predatory Lending (Coming Soon)

THE PROGRAMS LISTED ON THIS WEBSITE ARE FOR MONTGOMERY COUNTY PROPERTIES ONLY.

To review/receive information on homeownership opportunities for other Counties, (Arundel, Frederick, Howard, Prince Georges,) contact them directly.

Homeownership Programs for
HOC Subsidized Residents

Who is a subsidized resident?

A HOC resident is someone who lives in a property owned or managed by the Housing Opportunities Commission OR Someone who is in one of HOC’s Rental Programs.

Programs Available

HOC/HOP (Housing Opportunities Commission Homeownership Program)

The HOC/HOP program is designed to prepare and assist HOC residents in becoming first time homebuyers. HOC/HOP also provides homes for eligible HOC residents to purchase.

Housing Choice Voucher Homeownership Program

This program offers eligible participants in BOTH the HCVH Program (Housing Choice Voucher Homeownership Program) and the FSS (Family Self Sufficiency) Programs an opportunity to own their own home using their Housing Choice Voucher.

This Program is currently CLOSED

Closing Cost Assistance for HOC Residents

HALF (Homeownership Assistance Loan Fund)
This closing cost program assists HOC residents with closing cost loans up to $3,000 at an interest rate of 4.5%, 5.5% or 6.5%

HOC Residents are also eligible to participate in the other HOC Homeowner Mortgage Programs

FAQ's of HOC Residents – Frequently asked questions

Free Credit Report – How to get a Free Credit Report

©2007 Housing Opportunities Commission, All Rights Reserved. Information current as of 8/19/2008.
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