Purchasing a home is one of the best ways to invest in your future; however it is often the largest financial transaction most people will make. The Housing Opportunities Commission (HOC) is committed to making home ownership in Montgomery County affordable by offering qualified buyers home loans and down payment/closing cost assistance.

  For Lenders     |    Special Programs for HOC Residents   |    HOC Existing Loan Customers

Mortgage Purchase Program (MPP)

Conventional Financing Option 

Getting Started

Interest Rates

Income and Sales Price Limits

Closing Cost Assistance

Participating Lenders

Eligible Property/MPDU

First Time Homebuyer Education

Home Inspection


Terms and Conditions of MPP Mortgage

Recapture Tax 

Power of Attorney

Free Credit Report

Payment Calculator

Frequently Asked Questions(FAQ)

Mortgage Vocabulary