HOC/HOP and HALF Program
Housing Opportunities Commission Homeownership Program
Who Should Apply for this Program
- A HOC resident who is committed to purchasing a home
- A HOC resident who earns $24,000 or more annually
- A HOC resident who will attend the FREE homebuying seminars offered by HOC,
HCII, or any HUD approved counseling agency
- A HOC resident who has completed an application and returned it to the Homeownership Specialist along with your credit
report, W-2, Tax Returns and recent pay-stubs (Letter and Application)
Once you have submitted your application:
- The Homeownership Specialist will review your application and credit report to determine what course of action should be
taken to help you become a homeowner
- Approximately three to four weeks after receipt of your application, a letter will be sent directly to you outlining your
next step.
Benefits of the HOC Homebuying Seminars:
- Understanding the importance of a good credit and rental history
- Cleaning up your credit report
- Budgeting
- Understanding the process of homebuying:
- Prequalification
- Finding a Lender
- Finding a home
- Home Inspections
- HOC Homeownership Programs and Financing
Class Schedule 2007
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Housing Opportunities Commission Homeownership Program
Application to HOC/HOP Program:
Questions & Answers
Free Credit Report
Other Homeownership Programs
Today's Interest Rates
Maximum Sales Price
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