Homeownership Assistance Loan Fund (HALF)
What Does the HALF Program Offer?
If you are a resident who lives in a property owned or managed by the Housing Opportunities Commission – (HOC) or are currently in a HOC
program, This program is for you.
HOC’s Homeownership Assistance Loan Fund (HALF) helps with Closing Costs when buying a home
Provides Closing Cost Loans up to $3,000,
Offers Interest rates of 4.5%, 5.5% and 6.5% (depending on household size and income)
Offers up to five (5) years for loan repayment
To apply for this program, call HOC ’s Homeownership Specialist at
240-773-9198.
To learn of other HOC Homeownership programs call:
(240) 773-9200
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Housing Opportunities Commission Homeownership Program
Who should apply for this program
Application to HOC/HOP Program:
Questions & Answers
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Other Homeownership Programs
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