The Housing Opportunities Commission of Montgomery County (HOC) is the county’s largest provider of high-quality, amenity-rich, affordable housing for low- and moderate-income households. As Montgomery County, Maryland’s designated Public Housing Authority (PHA) and Housing Finance Agency (HFA), HOC serves more than 20,000 Montgomery County households through a variety of innovative housing programs. HOC owns more than 9,400 apartments, townhomes and single-family home rental properties and leases or administers another 7,400 properties that provide affordable housing. We provide rental assistance to more than 8,000 low-income households through the Housing Choice Voucher (HCV) program and an additional 1,600 households through other types of subsidized housing programs. HOC also has financed more than 3,400 privately-owned multi-family buildings and helped more than 2,000 households purchase a home through the homeownership and mortgage program. HOC also maintains a pipeline for expanding and redeveloping its own housing portfolio into the future.

Administering federal, state, county and private affordable housing programs, HOC develops housing, provides mortgage financing to developers and first-time homebuyers, manages rental units, administers rental subsidy programs (including the Housing Choice Voucher Program) and provides counseling and support services to lower income individuals and families in assisted housing.

HOC is governed by seven volunteer commissioners who are appointed by the County Executive to serve five-year terms and confirmed by the County Council. The Commission usually meets on the first Wednesday of each month.