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The following interest rates are the current advertised interest rates for the Mortgage Purchase Program loan products. These are indicative rates only and are not meant to be any type of guarantee of rates currently available through the Mortgage Purchase Program.
Publishing these rates is not a commitment to lend or extend credit. Credit is subject to approval, which includes, among other qualifiers, income, credit and collateral. Please contact an approved MPP Lender to see what interest rate you may qualify for. Loan rates and terms are subject to change. Posted rates may not reflect the current rate. Other conditions may apply.
+12406279598
Monday–Friday
8:30 a.m.–5:00 p.m.
E-mail us: homeownership@hocmc.org
| Today’s Interest Rates | OPTION 1 w/o Purchase Assistance (No McHAF) |
OPTION 2 With Purchase Assistance (No McHAF) |
OPTION 3 With McHAF |
|---|---|---|---|
| MPP FHA Only | 6.50% APR 6.820% |
7.250% APR 7.575% |
6.875% APR 7.189% |
| Fannie Mae and Freddie Mac Conventional 95 Loans LTV up to 95% |
6.750% APR 7.041% |
7.500% APR 7.790% |
7.125% APR 7.384% |
| Fannie Mae and Freddie Mac Conventional 97 Loans LTVs between 95.01% and 97% |
6.875% APR 7.189% |
7.624% APR 7.930% |
7.250% APR 7.575% |
3% of Sales price, deferred Loan with 0% Interest Rate for Downpayment and Closing Costs
Do not have to work in Montgomery County
Up to$25k deferred Loan with 0% Interest Rate for Downpayment and Closing Costs. Do not have to work in Montgomery County.