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The following interest rates are the current advertised interest rates for the Mortgage Purchase Program loan products. These are indicative rates only and are not meant to be any type of guarantee of rates currently available through the Mortgage Purchase Program.
Publishing these rates is not a commitment to lend or extend credit. Credit is subject to approval, which includes, among other qualifiers, income, credit and collateral. Please contact an approved MPP Lender to see what interest rate you may qualify for. Loan rates and terms are subject to change. Posted rates may not reflect the current rate. Other conditions may apply.
+12406279598
Monday – Friday
8:30 a.m. – 5:00 p.m.
E-mail us: homeownership@hocmc.org
HOC Mortgage Purchase Program First Mortgage Loans
30-Year Fixed Rate // ZERO POINTS
TODAY’S INTEREST RATES
Posted rates may not reflect the current rate.
OPTION 1 w/o Purchase Assistance(NO McHAF) |
OPTION 2 With Purchase Assistance(NO McHAF) |
|
MPP FHA Only | 6.750% APR 7.041% |
7.500% APR 7.805% |
Fannie Mae and Freddie Mac Conventional 95 Loans LTV up to 95% |
6.875% APR 7.168% |
7.625% APR 7.932% |
Fannie Mae and Freddie Mac Conventional 97 Loans LTVs between 95.01% and 97% |
7.000% APR 7.295% |
7.750% APR 8.059% |
*APR based on $250,000 loan amount
**Option 2: PURCHASE ASSISTANCE
Deferred Loan with 0% Interest Rate for Downpayment and Closing Costs
DO NOT HAVE TO WORK IN MONTGOMERY COUNTY