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Purchasing a home is the largest financial transaction most people will ever make. The Housing Opportunities Commission of Montgomery County (HOC) Single Family Mortgage Purchase Program (MPP) helps first-time home buyers in Montgomery County achieve their dream of homeownership.
The MPP includes home loans that are available as either Government (FHA) or Conventional insured loans through FANNIE MAE – HFA Preferred and FREDDIE MAC HFA Advantage.
HOC offers downpayment and closing cost assistance to eligible MPP participants.
To be able to apply for a home loan through the Mortgage Purchase Program, homebuyers need to meet certain eligibility criteria.
To confirm your eligibility as a homebuyer through the Mortgage Purchase Program, please talk to one of our approved participating lenders (not to HOC). There is no waiting list to participate in the MPP.
Being eligible for the Mortgage Purchase Program does not automatically mean that a home buyer will be approved for a home loan. Listed below are some of the requirements of the MPP.