Affidavits, Disclosures, Forms for All Programs – Housing Opportunities Commission

Affidavits, Disclosures, Forms for All Programs

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HOC First Mortgage Program Documents

Affidavits and Disclosures

Affidavits and Disclosures	Pre-Closing Compliance Package Submission (Required)	Document for Settlement (Required)
Addendum to Deed of Trust	–	X
Certificate of Mortgagor	X	X
Notice to Borrowers	X
Information Regarding Potential Recapture Tax – 33rd Edition April 15, 2023 – December 31, 2023 fillable	–	X
Mortgagor’s Affidavit	X	X
Mortgage Purchase Program (MPP) Disclosure Information	X
Notice of Potential Recapture Tax – For All Loans	X
Occupancy Addendum	–	X
Participant’s (Lender’s) Affidavit – FOR LENDERS	–	Shipping
Seller’s Affidavit	X	X

Program Documents and For Information Only

Program Documents and For information Only	Required or Not Required
Applicant’s Profile – rev.4/19 fillable	Pre-Closing Compliance Package Submission & RCCAP Reservation
Home Inspection Certification	Pre-Closing Compliance Package Submission
ACH New Vendor Set-Up Instructions
ACH Direct Deposit Form (New Vendors)	Required to set up ACH payments for secondary financing funds to settlement agents Submit at least 10 days before settlement
ACH Request And Settlement Agent Information (Rev. 8/2022)	Pre-Closing Compliance Package Submission
Mortgage Clause	The Housing Opportunities Commission of Montgomery County, Its Successors And Assigns As Their Interest May Appear, 10400 Detrick Ave., Kensington, MD 20895
HOC Employer Identification Number – EIN (for FHA use only)	FHA Requirement
FHA APPROVAL of MPDU Financing – HUD Approval Letter 12_2011	FHA deems units subject to the Montgomery County MPDU program as eligible for FHA insurance. Lenders should keep a copy of the FHA approval letter in each loan underwriting file.

Document Submission Checklist: Pre-Closing and Post Closing

Document Submission Checklist: Pre-Closing and Post Closing	Required
Pre-Closing Instructions For Submission of First And Secondary Loan Documents Via Secure Email	FOR YOUR INFORMATION
FIRST MORTGAGE PRE-CLOSING Compliance Checklist – rev.8/2022 fillable	Pre-Closing Compliance Package Submission
SECONDARY FINANCING PRE-CLOSING Compliance Checklist – rev. 8/2022 fillable	Pre-Closing Compliance Package Submission – Secondary Financing
POST CLOSING Instructions For Submission of HOC First Mortgage Post Closing Documents Via Secure Email	FOR YOUR INFORMATION
MBS Post CLOSING Compliance Checklist to HOC – rev. 8/2022 fillable	Post-Closing Compliance Package Submission

Secondary Financing Programs Loans Or Grants

Revolving Closing Cost Program	Required
Closing Cost Loan Estimate(LE) Information Form -RESPA Requirement	Submit within 24hrs of Initial Application
Reservation of Funds Form for County Closing Cost Assistance – 5 for 5	Reservation & Pre-Closing Compliance Package Submission
Authorization for Automatic Withdrawal	Pre-Closing Compliance Package Submission
Disclosure of Information for Closing Cost	Pre-Closing Compliance Package Submission
ACH Request And Settlement Agent Information – rev. 8/2022	Pre-Closing Compliance Package Submission
ACH Direct Deposit Form	Require at least one week before settlement
SECONDARY FINANCING PRE-CLOSING Compliance Checklist – rev. 8/2022 fillable	Pre-Closing CompliancePackage Submission
HOC Employer Identification Number – EIN – for FHA use only	FHA Requirement

Purchase Assistance Loan Documents

Purchase Assistance Loan Documents	Required
Purchase Assistance Loan Program Disclosure	Pre-Closing Compliance Package Submission
SECONDARY FINANCING PRE-CLOSING Compliance Checklist	Pre-Closing CompliancePackage Submission
Purchase Assistance Exemption From GFE	For Information

Montgomery County Homeownership Assistance Fund Program (McHAF)

Documents	Required
McHAF Disclosure of Information	Application & Pre-Closing Compliance Package Submission
SECONDARY FINANCING PRE-CLOSING Compliance Checklist – rev. 8/2022 fillable	Pre-Closing Compliance Package Submission
ACH Request And Settlement Agent Information – rev. 8/2022	Pre-Closing Compliance Package Submission
McHAF Program and Information Guidelines – updated 8/2022	Pre-Closing Compliance Package Submission
Purchase Assistance Exemption From GFE	For Information
ACH Direct Deposit Form	Require at least one week before settlement
Reservation Process eHousingPlus for McHAF first mortgage and McHAF funds – Powerpoint – 10/4/2021	Reservation Process of McHAF First Mortgage and McHAF Funds

Manuals and Procedures

HOC Loan Process (reservation, extension/cancellations, pre and post-closing)