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| Affidavits and Disclosures | Pre-Closing Compliance Package Submission (Required) | Document for Settlement (Required) |
|---|---|---|
| Addendum to Deed of Trust | – | X |
| Certificate of Mortgagor | X | X |
| Notice to Borrowers | X | |
| Information Regarding Potential Recapture Tax – 35th Edition | – | X |
| Mortgagor’s Affidavit | X | X |
| Mortgage Purchase Program (MPP) Disclosure Information | X | |
| Notice of Potential Recapture Tax – For All Loans | X | |
| Occupancy Addendum | – | X |
| Participant’s (Lender’s) Affidavit – For Lenders | – | Shipping |
| Seller’s Affidavit | X | X |
| Program Documents and For information Only | Required or Not Required |
|---|---|
| Applicant’s Profile – rev.4/19 fillable | Pre-Closing Compliance Package Submission & RCCAP Reservation |
| Home Inspection Certification | Pre-Closing Compliance Package Submission |
| ACH New Vendor Set-Up Instructions | |
| ACH Direct Deposit Form (New Vendors) | Required to set up ACH payments for secondary financing funds to settlement agents Submit at least 10 days before settlement |
| ACH Request And Settlement Agent Information (Rev. 8/2022) | Pre-Closing Compliance Package Submission |
| Mortgage Clause | The Housing Opportunities Commission of Montgomery County, Its Successors And Assigns As Their Interest May Appear, 10400 Detrick Ave., Kensington, MD 20895 |
| HOC Employer Identification Number – EIN (for FHA use only) | FHA Requirement |
| FHA Approval of MPDU Financing – HUD Approval Letter 12_2011 | FHA deems units subject to the Montgomery County MPDU program as eligible for FHA insurance. Lenders should keep a copy of the FHA approval letter in each loan underwriting file. |
| Document Submission Checklist: Pre-Closing and Post Closing | Required |
|---|---|
| Pre-Closing Instructions For Submission of First And Secondary Loan Documents Via Secure Email |
FOR YOUR INFORMATION |
| FIRST MORTGAGE PRE-CLOSING Compliance Checklist – rev.8/2022 fillable | Pre-Closing Compliance Package Submission |
| SECONDARY FINANCING PRE-CLOSING Compliance Checklist – rev. 8/2022 fillable | Pre-Closing Compliance Package Submission – Secondary Financing |
| Post-Closing Instructions For Submission of HOC First Mortgage Post Closing Documents Via Secure Email |
FOR YOUR INFORMATION |
| MBS Post CLOSING Compliance Checklist to HOC – rev. 8/2022 fillable | Post-Closing Compliance Package Submission |
| Revolving Closing Cost Program | Required |
|---|---|
| Closing Cost Loan Estimate(LE) Information Form -RESPA Requirement | Submit within 24hrs of Initial Application |
| Reservation of Funds Form for County Closing Cost Assistance – 5 for 5 | Reservation & Pre-Closing Compliance Package Submission |
| Authorization for Automatic Withdrawal | Pre-Closing Compliance Package Submission |
| Disclosure of Information for Closing Cost | Pre-Closing Compliance Package Submission |
| ACH Request And Settlement Agent Information – rev. 8/2022 | Pre-Closing Compliance Package Submission |
| ACH Direct Deposit Form | Require at least one week before settlement |
| SECONDARY FINANCING PRE-CLOSING Compliance Checklist – rev. 8/2022 fillable | Pre-Closing CompliancePackage Submission |
| HOC Employer Identification Number – EIN – for FHA use only | FHA Requirement |
| Purchase Assistance Loan Documents | Required |
|---|---|
| Purchase Assistance Loan Program Disclosure | Pre-Closing Compliance Package Submission |
| SECONDARY FINANCING PRE-CLOSING Compliance Checklist | Pre-Closing CompliancePackage Submission |
| Purchase Assistance Exemption From GFE | For Information |
| Documents | Required |
|---|---|
| McHAF Disclosure of Information | Application & Pre-Closing Compliance Package Submission |
| Secondary Financing Pre-Closing Compliance Checklist – rev. 8/2022 fillable | Pre-Closing Compliance Package Submission |
| ACH Request And Settlement Agent Information – rev. 8/2022 | Pre-Closing Compliance Package Submission |
| McHAF Program and Information Guidelines – updated 8/2022 | Pre-Closing Compliance Package Submission |
| Purchase Assistance Exemption From GFE | For Information |
| ACH Direct Deposit Form | Require at least one week before settlement |
| Reservation Process eHousingPlus for McHAF first mortgage and McHAF funds – Powerpoint – 10/4/2021 | Reservation Process of McHAF First Mortgage and McHAF Funds |
HOC Loan Process (reservation, extension/cancellations, pre and post-closing)