Housing Opportunities Commission Homeownership Program (HOC/HOP)
Eligibility for HOC/HOP MPDU program:
  • You must be a current HOC resident (see below):
    •  applicant who pays rent directly to HOC
    • applicant who receives rental assistance through HOC but pays rent to another landlord
    • applicant who lives in an HOC managed, financed or owned property
  • You must have a minimum household income of $40,000
  • You must have a minimum credit score of 640
  • You must have a good rental history

How to Apply:

  • Complete attached application in its entirety
  • Submit completed application with ALL required documents (incomplete applications without ALL required documents will not be processed)
  • Allow three (3) to five (5) weeks for normal processing time
  • Written correspondence will be issued providing results of application

Application for HOC/HOP participation (this is not the housing choice voucher waiting list application)

After the applicant submits a completed application to HOC:

  • The Homeownership Specialist will review the application along with all the required documents and credit report to determine the appropriate decision
  • A letter will be sent by email to the applicant you explaining the decision along with any next steps


Benefits of the HOC Homebuying Seminars:

  • Understanding the importance of a good credit and rental history
  • Improving your credit report
  • Budgeting
  • Understanding the process of homebuying:
  • Prequalification
  • Finding a Lender
  • Finding a home
  • Home Inspections
  • HOC Homeownership Programs and Financing